Set a Goal to Win with Money

“I believe that through knowledge and discipline, financial peace is possible for all of us.” -Dave Ramsey

Believe it or not, everyone’s goal in life is NOT to become the next billionaire like Jeff Bezos or Mark Zuckerberg, but we all can admit that things and dreams do cost money.

Now unless you consider making ends meet and turning water into wine an actual skill, then I am not the one to give you advice on how to manage your finances. Although I’m not an expert in finances, I have mastered the art of goal setting and achieving. So when you apply my simple method, it will help you set and reach any realistic goal that you may have.

Growing up, nobody talked to me about money. I just knew that I was supposed to have a job and pay my bills. No one talked to me about credit building or homeownership. I had to learn the hard way through trial and error. And I’m still learning.

I’ve always been an entrepreneur, probably since the age of sixteen or seventeen. I had my own gift basket business; I baked and delivered homemade cakes; I made greeting cards, wrote books, sold Mary Kay, Tupperware, and whatever else I needed to sell to make sure I could pay for my car and get my hair done weekly. I was doing what I needed to survive, to get a few things I wanted at the time. But I wasn’t building wealth. If I would’ve had some good financial mentors around me I would have been able to take advantage of being young, smart, energetic and having good credit.


Up to now, I’ve stumbled through many trials including bankruptcy, repossessions, evictions, and personal credit suicide. At fifty, I feel like I am just now getting my life back together. This year, I set a very ambitious financial goal for myself. I made a two-year plan, and based on that I realized I needed to attract some new financial team members to help me.

When your finances are under control, the benefits you experience will touch every area of your life. You’ll be able to think more clearly about your other goals and dreams.

This week, Take some time to ask yourself the following questions:

  • How much do you want to earn?
  • How much are your current financial obligations?
  • How much do you need to save?
  • How much would you like to give to charity?
  • How much would you like to spend on yourself?
  • Are your purchases protected through life, home and car insurance?

In your 2021 Goals Journal, there is a section for you to record your goals for earning money, saving, investing, charitable giving, and credit building.


Meet Sheréa VéJauan, The Facilitator of 7 Simple Steps to Achieving Your Finance Goals. Sheréa VéJauan is the author of The 2021 Goals Journal: A One-Year Personal Goal Achievement System Inspiring You to Dream, Plan, and Take Immediate Action Towards Your Goals and co-founder of The Goal Setter’s Club - a coaching organization that specializes in goal-setting exploration, plan implementation and purpose attainment.

Sheréa is also a Coach, Trainer, and Speaker with the John C. Maxwell Team. She resides in Southern California, a devoted wife of twenty-nine years and mother to three adult children. Visit her at